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Europe Card Brand Pricing - Credit and Debit
(Effective January 2021)


Network
Fee Name
Rate Fee Description
Mastercard
Mastercard Acceptance Development Fee (Germany)
0.02% Applies to domestic, intra-European, and interregional purchase volumes reported by merchants located in Germany
Mastercard
Mastercard Address Verification Service Fee 0.005 EUR Applies to address verification service (AVS) on a card not present transaction
Mastercard
Mastercard ASI Verification Fee (Domestic/Intra-Regional Transactions) 0.025 EUR Applies when a merchant uses the Account Status Inquiry service to do an inquiry that a card number is valid in which the merchant and cardholder are in the same region
Mastercard
Mastercard ASI Verification Fee (Inter-Regional Transactions) 0.03 EUR Applies when a merchant uses the Account Status Inquiry service to do an inquiry that a card number is valid in which the merchant and cardholder are not in the same region
Mastercard
Mastercard Cross-border fee Domestic/Intra-Regional Credit See Table 3 Applies to Mastercard Credit domestic and intra-Regional transactions not submitted in the local currency
Mastercard
Mastercard Cross-border fee Domestic/Intra-Regional Debit See Table 3 Applies to Mastercard Debit domestic and intra-Regional transactions not submitted in the local currency
Mastercard
Mastercard Cross-border fee Inter-Regional Credit See Table 3 Applies to Mastercard Credit inter-Regional transactions not submitted in the local currency
Mastercard Mastercard Cross-border fee Inter-Regional Debit See Table 3
Applies to Mastercard Debit inter-Regional transactions not submitted in the local currency
Mastercard
Mastercard Cross-border fee Maestro Inter-Regional See Table 3 Applies to Maestro inter-Regional transactions not submitted in the local currency
Mastercard
Mastercard Cross-border fee Maestro Intra-Regional See Table 3 Applies to Maestro domestic and intra-Regional transactions not submitted in the local currency
Mastercard
Mastercard Dispute Administration Fee – 2nd Chargeback 45.00 EUR
Applies to Arbitration Chargebacks administration fee which is credited to the issuer
Mastercard
Mastercard Dispute Administration Fee – Successful Arbitration Fee Credit (45.00) EUR
Applies to Arbitration Chargebacks administration fee which is debited to the issuer
Mastercard
Mastercard eComm Development  Scheme Fee – Tier: Basic, Level: Basic (Germany) 0.10% Applies when Mastercard e-commerce volumes acquired at merchants located in Germany does not qualify for Tier 1 and the Transaction Level did not include remote authentication method
Mastercard
Mastercard eComm Development Scheme Fee – Tier: Basic, Level: Strong (Germany) 0.05%
Applies when Mastercard e-commerce volumes acquired at merchants located in Germany does not qualify for Tier 1 and Tier 2 and the Transaction Level did include remote authentication method
Mastercard
Mastercard eComm Development  Scheme Fee – Tier: Good, Level: Basic (Germany) 0.05% Applies when Mastercard e-commerce volumes acquired at merchants located in Germany does not qualify for Tier 1, gross volume is less than 2.4M EUR and the Transaction Level did not include remote authentication method
Mastercard
Mastercard eComm Development Fee (Domestic Transactions) 0.05%
Applies to domestic e-commerce purchase volumes reported by merchants located in the Europe region
Mastercard
Mastercard eComm Development Fee (Inter-Regional Transactions) 0.10%
Applies to interregional e-commerce purchase volumes reported by merchants located in the European region
Mastercard
Mastercard eComm Development Fee (Intra-Regional Transactions 0.05%
Applies to intra-European e-commerce purchase volumes reported by merchants located in the Europe region
Mastercard
Mastercard eComm Development Scheme Fee – Tier: Good, Level: Strong (Germany) 0.025%
Applies when Mastercard e-commerce volumes acquired at merchants located in Germany does not qualify for Tier 1, gross volume is less than 2.4M EUR and the Transaction Level did include remote authentication method
Mastercard
Mastercard EU Domestic CNP Fee 0.025%
Applies to all card not present domestic gross sales volume
Mastercard
Mastercard EU Domestic MOTO Fee 0.025%
Applies to all Domestic MOTO gross sales volume
Mastercard
Mastercard EU Domestic/Intra-Regional Cross Currency Fee (Settlement Currency Not Available) 0.03% Applies to all multicurrency settlement Intra-regional and Domestic Transactions with Non-regional Currencies
Mastercard
Mastercard EU Inter-Regional CNP Fee 0.05%
Applies to all card not present Inter-Regional gross sales volume
Mastercard
Mastercard EU Inter-Regional MOTO Fee 0.05%
Applies to all MOTO Inter-Regional gross sales volume
Mastercard
Mastercard EU Intra-European CNP Fee 0.025%
Applies to all card not present Intra-Regional gross sales volume
Mastercard
Mastercard EU Intra-European MOTO Fee 0.025%
Applies to all MOTO Intra-Regional gross sales volume
Mastercard
Mastercard Excessive Authorisation Fee 0.05 EUR
Applies to authorisation attempts after 20 previously issuer declined attempts on the same account number within a 24-hour period
Mastercard
Mastercard Final Authorisation Integrity Fee 0.25% (Minimum 0.03 EUR) Applies when a card is authorised for a known, final amount but not deposited and the authorisation is not reversed in a timely manner (subject to minimum fee amount of €0.03)
Mastercard
Mastercard Humanitarian Program Fee 0.20%
Applies to transactions qualifying at the Mastercard Humanitarian card interchange category. When this fee applies, other MC Payment fees will be waived.
Mastercard Mastercard Humanitarian Program Processing Fee 0.05% Applies to transactions qualifying at the Maestro Humanitarian card interchange category. When this fee applies, other MC Payment fees will be waived.
Mastercard
Mastercard Ineligible Chargeback Blocking Fee 3.00 EUR
Applies when a fraud related chargeback is blocked by Mastercard
Mastercard Mastercard Innovation Fund Fee (Germany) (Domestic/Intra-Regional/Inter-Regional Trans) 0.01%
Applies to domestic, intra-European, and inter-regional purchase volumes reported by merchants located in Germany
Mastercard
Mastercard Nominal Amount Authorisation Fee 0.05 EUR
Applies to card not present authorisations that are subsequently reversed for transactions under one full unit of currency (example: €1.00, EUR), or the equivalent of EUR 1
Mastercard Mastercard Pre-Authorisation (UK, Ireland and France Domicile) 0.02% (Minimum 0.01 EUR)
Applies to pre-authorisation submissions completed by merchants located in France, Ireland and the United Kingdom
Mastercard
Mastercard Pre-Authorisation Fee (Benelux, Spain, Portugal Domicile) 0.05% (Minimum 0.01 EUR)
Applies to pre-authorisation submissions completed by merchants located in the Benelux, Portugal and Spain.
Mastercard
Mastercard Pre-Authorisation Fee (Other Domicile) 0.08% (Minimum 0.01 EUR)
Applies to pre-authorisation submissions completed by merchants located in territories different to Benelux, France, Ireland, Portugal, Spain and the United Kingdom
Mastercard
Mastercard Reported Transaction Fee Domestic/Intra-Regional Credit See Table 1
Applies to all Mastercard Credit Domestic and Intra-Regional reported transactions submissions performed by Merchants in the Europe Region
Mastercard
Mastercard Reported Transaction Fee Domestic/Intra-Regional Debit See Table 1 Applies to all Mastercard Debit Domestic and Intra-Regional reported transactions submissions performed by Merchants in the Europe Region
Mastercard
Mastercard Reported Transaction Fee Inter-Regional Credit
See Table 1
Applies to all Mastercard Credit Inter-Regional reported transactions submissions performed by Merchants in the Europe Region
Mastercard
Mastercard Reported Transaction Fee Inter-Regional Debit See Table 1
Applies to all Mastercard Debit Inter-Regional reported transactions submissions performed by Merchants in the Europe Region
Mastercard Mastercard Reported Transaction Fee Maestro Domestic/Intra-Regional See Table 1
Applies to all Maestro reported transactions submissions performed by Merchants in the Europe Region
Mastercard Mastercard Reported Transaction Fee Maestro Inter-Regional See Table 1
Applies to all Maestro reported transactions submissions performed by Merchants in the Europe Region
Mastercard
Mastercard SecureCode Authentication 0.022 EUR
Applies to Mastercard SecureCode transactions that are sent for verification
Mastercard Mastercard Volume Fee (Germany) - Card Not Present (CNP) 0.07% Applies to domestic, intra-European, and inter-regional purchase Card Not Present (CNP) volumes reported by merchants located in Germany
Mastercard
Mastercard Volume Fee (Germany) - Card Present (CP) 0.01% Applies to domestic, intra-European, and inter-regional purchase Card Present (CP) volumes reported by merchants located in Germany
Mastercard Mastercard/Maestro Dispute Administration – Unsuccessful Arbitration Fee 45.00 EUR Applies to Arbitration Chargebacks administration fee which is credited to the issuer
Mastercard Mastercard/Maestro Dispute Administration Fee – 1st Chargeback 15.00 EUR Applies to 1st Chargeback submissions, administration fee which is credited to the issuer
Mastercard Mastercard/Maestro Dispute Administration Fee Credit –on Re-presentment (30.00) EUR Applies to 2nd Presentment submissions, administration fee which is debited to the issuer
Mastercard Mastercard/Maestro Dispute Administration Processing Fee 0.90 EUR Applies to Dispute Administration network messages
Mastercard Mastercard/Maestro EEA Authorisation Processing
Fee =<10,000 EUR
0.009% Applies to approved and declined domestic, intra-European, inter-Regional final authorisation transactions for amounts equal or less than 10,000 EUR performed by merchants located in the EEA region
Mastercard Mastercard/Maestro EEA Authorisation Processing Fee >10,000 EUR 0.90 EUR Applies to approved and declined domestic, intra-European, inter-Regional final authorisation transactions for amounts greater than 10,000 EUR performed by merchants located in the EEA region
Mastercard Mastercard/Maestro EEA Authorisation Reversal Processing Fee =<10,000 EUR 0.009% Applies to approved and declined domestic, intra-European, inter-Regional final authorisation reversal transactions for amounts equal or less than 10,000 EUR performed by merchants located in the EEA region
Mastercard Mastercard/Maestro EEA Authorisation Reversal Processing Fee >10,000 EUR 0.90 EUR Applies to approved and declined domestic, intra-European, inter-Regional final authorisation reversal transactions for amounts greater than 10,000 EUR performed by merchants located in the EEA region
Mastercard Mastercard/Maestro EU Volume Fee See Table 2 Applies to all Mastercard Credit sales and refund volume performed by Merchants in the Europe Region
Mastercard Mastercard/Maestro EU Volume Fee See Table 2 Applies to all Mastercard Debit and Maestro sales and refund volume performed by Merchants in the Europe Region
Mastercard Mastercard/Maestro non-EEA Domestic/Intra-Regional Authorisation Processing Fee 0.009% Applies to approved domestic and intra-European, final authorisation transactions performed by merchants located in the non-EEA region
Mastercard Mastercard/Maestro non-EEA Domestic/Intra-Regional Authorisation Reversal Processing Fee 0.009% Applies to approved domestic and intra-European, final authorisation reversal transactions performed by merchants located in the non-EEA region
Mastercard Mastercard/Maestro non-EEA Inter-Regional Approved Reversal Authorisation Processing Fee 0.009% Applies to approved inter-Regional final authorisation reversal transactions performed by merchants located in the non-EEA region
Mastercard Mastercard/Maestro non-EEA Inter-Regional Authorisation Processing Fee 0.009% Applies to approved inter-Regional final authorisation transactions performed by merchants located in the non-EEA region
Mastercard MCE Mastercard EU Inter-Regional Cross Currency Fee (Settlement Currency Not Available) 0.13% Applies to Inter-Regional transactions when settlement currency is not available.
Visa Global Wholesale Travel Transaction Program B2B Processing Fee 0.05%
Visa Global Wholesale Travel Transaction Program B2B Scheme Fee 0.55%
Visa Visa 3DS Authentication Request Fee 0.02 EUR Applies to all Visa 3D Secure (3DS) authentication requests sent via MPI provider to Visa’s 3DS server. Applies to both versions of Visa’s 3DS protocol, 3DS1.x and 3DS2.x.
Visa Visa CNP Fraud Chargeback Fee 12.00 EUR Applies to all Visa unsecure Card Not Present (CNP) transactions performed by merchants in Europe that resulted in a chargeback with reason code 10.4 - Other Fraud-Card Absent Environment
Visa Visa Europe Account Updater Scheme Fee 0.09 EUR Applies to all Visa Account Updater (VAU) responses received by merchants in Europe that indicates that updated card data is being provided in the account updater response file.
Visa Visa Europe Authorisation Bypass Scheme Fee 6.00 EUR Applies to all Visa transactions performed by merchants in Europe that resulted in a chargeback with reason code 11.3 - No Authorisation
Visa Visa Europe Authorisation Processing Fee - Domestic 0.0032 EUR Applies to Visa domestic, approved and declined authorisation requests performed by merchants in Europe, including address and account verification requests
Visa Visa Europe Authorisation Processing Fee – Inter-Regional 0.0425 EUR Applies to Visa Inter-regional, approved and declined authorisation requests performed by merchants in Europe, including address and account verification requests
Visa Visa Europe Authorisation Processing Fee – Intra-Regional 0.0068 EUR Applies to Visa Intra-European, approved and declined authorisation requests performed by merchants in Europe, including address and account verification requests
Visa Visa Europe Authorisation Processing Intra-Regional Fee (Switzerland) 0.03 EUR Applies to Visa Intra-Swiss, approved and declined authorisation requests performed by merchants in Europe, including address and account verification requests
Visa Visa Europe Clearing Processing Fee – Domestic 0.005 EUR Applies to all Visa domestic sale & refund transactions performed by merchants in Europe, as well as chargebacks or retrieval requests initiated against these transactions
Visa Visa Europe Clearing Processing Fee – Inter-Regional 0.065 EUR Applies to all Visa inter-regional sale & refund transactions performed by merchants in Europe, as well as chargebacks or retrieval requests initiated against these transactions
Visa Visa Europe Clearing Processing Fee – Intra-Regional 0.01 EUR Applies to all Visa Intra-European sale & refund transactions performed by merchants in Europe, as well as chargebacks or retrieval requests initiated against these transactions.
Visa Visa Europe Clearing Processing Intra-Regional Fee (Switzerland) 0.05 EUR Applies to all Visa Intra-Swiss sale & refund transactions performed by merchants in Europe, as well as chargebacks or retrieval requests initiated against these transactions.
Visa Visa Europe CNP Fee (Inter-Regional Transactions) 0.55% Applies to all Visa inter-regional CNP gross sales volume
Visa Visa Europe CNP Service Fee - Credit 0.033% Applies to all Visa CNP gross sales volume (Credit cards)
Visa Visa Europe CNP Service Fee – Debit/Prepaid 0.028% Applies to all Visa CNP gross sales volume (Debit/Prepaid cards)
Visa Visa Europe CP Service Fee Credit See Table 4 Applies to all Visa Retail or Card-Present gross sales volume (Credit cards)
Visa Visa Europe CP Service Fee Debit/Prepaid See Table 4 Applies to all Visa Retail or Card-Present gross sales volume (Debit/Prepaid cards)
Visa Visa Europe Cross Border Enhanced Card Present Fee (Switzerland) 1.00% Applies to all Visa non-domestic transactions performed by merchants in Switzerland and where the presentment currency is not equal to Swiss Franc (CHF)
Visa Visa Europe Cross Border Fee (Inter-regional Transactions - Italy) 0.60% Applies to all Visa inter-regional gross sales volume and where merchant is in Italy
Visa Visa Europe Cross Border Fee (Inter-Regional Transactions) 0.45% Applies to all Visa inter-regional gross sales volume.
Visa Visa Europe Decline Authorisation Fee 1.00 EUR Applies to the fourth and every subsequent recurring transaction declined by the Visa Europe Payment Stop Service (VEPSS) using auth response code 571 or 572
Visa Visa Europe Ecomm Fee (Switzerland) 0.20% Applies to all Visa Intra-Swiss e-commerce gross sales volume
Visa Visa Europe Market Innovation Fee 0.015% Applies to all Visa Gross Sales volume where the merchant is in the Netherlands (Credit cards only)
Visa Visa Europe MOTO Fee (Switzerland) 0.20% Applies to all Visa Intra-Swiss MOTO, recurring and installment gross sales volume.
Visa Visa Europe Swiss Domestic CNP Service Fee - Credit 0.024% Applies to all Visa Swiss Domestic CNP gross sales volume (Credit cards)
Visa Visa Europe Swiss Domestic CNP Service Fee – Debit/Prepaid 0.02% Applies to all Visa Swiss Domestic CNP gross sales volume (Debit/Prepaid cards)

Table 1: Reported Transaction Scheme Fees – (All Fees are quoted in Euros)


Mastercard Maestro
Domestic /
Intraregional
Inter-regional
Domestic /
Intraregional
Inter-regional
Country of Domicile Credit Debit Credit Debit Debit
Austria
0.0001 0.0001 0.19 0.19 - 0.19
Belgium
- - 0.20 0.20 - 0.20
Cyprus
0.007 0.007 0.127 0.127 0.0056 0.1256
Czech Republic
0.007 0.007 0.15 0.15 0.007 0.15
Denmark
- - 0.11 0.11 - 0.11
Finland
- - 0.11 0.11 - 0.11
France
- - 0.20 0.20 - 0.20
Germany
0.008 0.008 0.178 0.178 0.006 0.176
Gibraltar
0.002 0.002 0.102 0.102 0.002 0.102
Great Britain
0.002 0.002 0.102 0.102 0.002 0.102
Iceland
- - 0.11 0.11 - 0.11
Ireland 0.002 0.002 0.082 0.082 0.002 0.082
Italy
- - 0.20 0.20 - 0.2
Luxembourg
- - 0.05 0.05 - 0.05
Malta 0.007 0.007 0.127 0.127 0.0056 0.1256
Netherlands
0.0012 0.0003 0.05 0.05 - 0.05
Norway - - 0.11 0.11 - 0.11
Portugal - - 0.20 0.20 - 0.20
Spain - - 0.20 0.20 - 0.20
Sweden
- - 0.11 0.11 - 0.11
Switzerland 0.01 0.01 0.08 0.08 0.01 0.08

Table 2: Mastercard/Maestro EU Volume Fees

Mastercard Maestro
Country of Domicile Credit Debit Debit
Austria 0.065% 0.049% 0.049%
Belgium 0.055% 0.0376% 0.0376%
Czech Republic
0.057% 0.057% 0.057%
Cyprus
0.0184% 0.0184% 0.0184%
Denmark 0.035% 0.035% 0.035%
Finland 0.035%
0.035% 0.035%
France 0.0415%- 0.0415% 0.0415%
Germany 0.00% 0.00% 0.00%
Gibraltar
0.025% 0.025% 0.025%
Guernsey 0.025% 
0.025% 0.025%
Italy 0.0796% 0.0796% 0.0796%
Iceland 0.035% 0.035% 0.035%
Ireland
0.025% 0.025% 0.025%
Isle of Man 0.025% 0.025% 0.025%
Jersey 0.025%
0.025% 0.025%
Luxembourg 0.0486% 0.0379% 0.0379%
Malta 0.0301% 0.0301% 0.0301%
Netherlands 0.0431% 0.0133% 0.0133%
Norway 0.035% 0.035% 0.035%
Portugal 0.034% 0.0281% 0.0281%
Spain 0.046%
0.046% 0.046%
Sweden 0.035% 0.035% 0.035%
Switzerland 0.0339% 0.0339% 0.0339%
UK 0.025% 0.025% 0.025%

Table 3: Mastercard EU Cross Border Fees


Mastercard Maestro
Intraregional Inter-regional
Intraregional Inter-regional
Country of Domicile Credit Debit Credit Debit Debit
Austria
0.10%
0.10%
0.50%
0.50%
0.10% 0.50%
Belgium
0.15% 0.10% 0.65%
0.60%
0.10% 0.60%
Cyprus
0.10%
0.10%
0.50%
0.50%
0.10%
0.50%
Czech Republic
0.10%
0.10%
0.50%
0.50%
0.10%
0.50%
Denmark
0.075% 0.075% 0.75%
0.75%
0.075% 0.75%
Finland
0.075% 0.075% 0.75%
0.75%
0.075% 0.75%
France
0.15% 0.10% 0.65%
0.60%
0.10% 0.60%
Germany
0.0425%
0.0425%
0.40%
0.40%
0.0425%
0.40%
Gibraltar
- - 0.45%
0.45%
- 0.45%
Great Britain
- - 0.45%
0.45%
- 0.45%
Iceland
0.0425% 

0.0425% 0.40%
0.40%
0.0425% 0.40%
Ireland - - 0.45%
0.45%
- 0.45%
Italy
0.15% 0.10% 0.65%
0.60%
0.10% 0.60%
Luxembourg
0.055% 0.055% 0.55%
0.55%
0.04% 0.40%
Malta 0.10% 0.10%
0.50% 0.50%
0.10%
0.50%
Netherlands
0.15%
0.10%
0.65%
0.60%
0.10% 0.60%
Norway 0.075% 0.075% 0.75%
0.75%
0.075% 0.75%
Portugal 0.15% 0.10% 0.65%
0.60%
0.10% 0.60%
Spain 0.15% 0.10% 0.65%
0.60%
0.10% 0.60%
Sweden
0.075% 0.075% 0.75%
0.75%
0.075% 0.75%
Switzerland 0.0425%
0.0425% 0.80%
0.80%
0.0425%
0.80%

Table 4: Visa CP Service Fees

Network Country Fee Name Rate Fee Description
Visa Austria Visa Europe CP Service Fee Domestic/Intraregional/Interregional Credit 0.026%
This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed.
Visa Austria Visa Europe CP Service Fee Domestic/Intraregional/Interregional Debit/Prepaid 0.021% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed.
Visa Belgium Visa Europe CP Service Fee Domestic/Intraregional/Interregional Credit 0.019% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed.
Visa Belgium Visa Europe CP Service Fee Domestic/Intraregional/Interregional Debit/Prepaid 0.014% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed.
Visa France Visa Europe CP Service Fee Domestic/Intraregional/Interregional Credit 0.014% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed.
Visa France Visa Europe CP Service Fee Domestic/Intraregional/Interregional Debit/Prepaid 0.01% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed.
Visa Germany Visa Europe CP Service Fee Domestic/Intraregional/Interregional Credit 0.025% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed.
Visa Germany Visa Europe CP Service Fee Domestic/Intraregional/Interregional Debit/Prepaid 0.02% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed.
Visa Italy Visa Europe CP Service Fee Domestic/Intraregional/Interregional Credit 0.03% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed.
Visa Italy Visa Europe CP Service Fee Domestic/Intraregional/Interregional Debit/Prepaid 0.025% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed.
Visa Netherlands Visa Europe CP Service Fee Domestic/Intraregional/Interregional Credit 0.02% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed.
Visa Netherlands Visa Europe CP Service Fee Domestic/Intraregional/Interregional Debit/Prepaid 0.015% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed.
Visa Spain Visa Europe CP Service Fee Domestic Credit 0.014% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed. Domestic transactions only.
Visa Spain Visa Europe CP Service Fee Domestic Debit/Prepaid 0.01% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed. Domestic transactions only.
Visa Spain Visa Europe CP Service Fee Intraregional/Interregional Credit 0.02% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed. Cross-border transactions only.
Visa Spain Visa Europe CP Service Fee Intraregional/Interregional Debit/Prepaid 0.015% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed. Cross-border transactions only.
Visa Sweden Visa Europe CP Service Fee Domestic/Intraregional/Interregional Credit 0.025% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed.
Visa Sweden Visa Europe CP Service Fee Domestic/Intraregional/Interregional Debit/Prepaid 0.02% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed.
Visa Switzerland Visa Europe CP Service Fee Domestic/Intraregional/Interregional Credit 0.014% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed.
Visa Switzerland Visa Europe CP Service Fee Domestic/Intraregional/Interregional Debit/Prepaid 0.01% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed.
Visa U.K. Visa Europe CP Service Fee Domestic/Intraregional/Interregional Credit 0.023% This fee is charged for every Visa Retail (Card Present) transaction on credit, deferred debit and charge cards. Rate applicable to merchants in country listed.
Visa U.K. Visa Europe CP Service Fee Domestic/Intraregional/Interregional Debit/Prepaid 0.018% This fee is charged for every Visa Retail (Card Present) transaction on debit and prepaid cards. Rate applicable to merchants in country listed.



This document was prepared for general informational use only and is subject to change. This document is intended to provide further information on the
charges that Chase Paymentech Europe Limited and/or J.P. Morgan Wholesale Payments Europe Limited ("Merchant Services") may pass through to you from the payment networks in accordance with the terms of your agreement with Merchant Services. Your pricing may vary from the pricing set out above depending on certain factors including your pricing type. In accordance with your agreement with Merchant Services, Merchant Services reserves the right to modify your payment network rates and fees in response to corresponding changes received by Merchant Services from the payment networks. The information contained herein has been obtained from sources believed to be reliable, but neither Merchant Services nor any of its affiliates warrant the correctness, completeness, or accuracy of the information contained herein.



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